I was nearing the 20,000 mile mark on the odometer and feeling very comfortable with my C14. I had never been to a COG Rally so decided it was time to give it a try. I made all the arrangements for a KOA trip there and back. The trip to Wisconsin was all freeway and pretty easy going. I checked in at the Rally Headquarters and prepared for a week of fun. I met another rider the first night at a local KOA. We decided to ride together next day and enjoyed a beautiful ride through the local area. I did notice a lot of sand and rocks on the road caused by heavy rains weeks before. As long as I stayed in the center of the lane it seemed OK. The next day we signed up for a ride with a local who knew the roads...we were to ride 60 or 70 miles to a nice restaurant for lunch and then return. About half way to the restaurant I hit a patch of sand and gravel in a turn that low-sided the bike. The bike skidded off the road doing about 40 or 45 mph. Fortunately there was no opposing traffic. The bike ended up in a ditch. I was knocked off the bike near the roadside with a broken collar bone. My first thoughts were for the bike....my poor bike. I was laying on top the right side mirror so knew it wasn't going to be good. I found it difficult to get up...kept trying but couldn't get up. I felt the bone sticking up under the skin so immediately knew the bone was broken. The friend I met a day earlier rode my bike back to the COG headquarters.